Our Virtual Terminal
One place to manage all of your payment needs through the STEPpay® gateway.

Securely Accept and Process Credit Card and ACH Payments

Here's how the STEPpay® virtual terminal works.

Simple Login

Easily login to our STEPpay® virtual terminal with your designated credentials. Approved administrators can setup and manage additional user permissions directly from their account.


We are a PCI DSS Level 1 Service Provider, therefore you can have the peace of mind know that your information is secure.

The STEPpay® tokenization process keeps card and banking information secure and encrypted in our vault.

Easy Payment Setup

Setup and process payments with ease through STEPpay®. Simply enter in the customer card or ACH information and setup for a one-time transaction or recurring payment plans.


Complete Reporting

STEPpay® delivers you the most comprehensive reporting options at the touch of your fingertips. Select from our extensive list of summary and detailed reports or quickly customize reports that suite your unique business needs.

Additional STEPpay® Features

  • Generate refunds and reversals quickly and easily

  • Administer and authenticate multiple users

  • Create and manage recurring payments and schedules

  • Customize user fields to capture additional transaction details

  • Automatically generate end-of-day batch settlements

  • Conduct searches for historical transaction info

  • Protect card data per PCI DSS compliance requirements

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